About us

Cultiva Financial is a business finance company headquartered in San Antonio, Texas that specializes in providing creative financial solutions for small to medium  size businesses in the USA and around the globe.

Cultiva Financial’s vision is to provide a comprehensive platform for small to medium businesses (especially those that are minority/woman/veteran owned) to grow and flourish. We believe very strongly in the potential of this segment and their ability to prosper with proper access to funding and resources.


Cultiva Financial's flexible funding platform includes a host of unique services to help businesses grow.

International Factoring

Reduce your export risk and stabilize your cash flow with international trade financing.

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Asset Based Loans

Harness collateral like equipment, inventory, real estate, and accounts receivables to access funding and grow your business.

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Equipment Leasing

Break free from high rental fees and pave a path to equipment ownership with leasing.

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Materials Purchasing

Access the materials you need for jobs now without the upfront payments with materials purchasing.

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Invoice Factoring

Transform your cash flow by selling outstanding invoices for immediate cash to cover critical expenses.

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Get the funding your business needs to grow

Apply today to access fast and flexible business financing that can help you grow and thrive.