Your funding partner for business growth.

Access flexible financing to cover exports, real estate, payroll, expenses, materials and equipment in as fast as 48 hours.

Financing that speaks your language.

Approvals based on business strength

Good credit can be hard to come by, but if your business has jobs to finish, we can provide funding to help you grow.

Fast funding

Our fast application and processing can deliver funding in days, not weeks or months like traditional lending, allowing you to make agile business decisions and capitalize when you need funding the most.

Flexible Terms

Choose the right option for your business with no upfront costs and fast credit decisions.

Here's what some of our customers are saying.

Cultiva Financial has helped me because they provide me with the immediate cash that I need to continue working. I would recommend them because they’ve never failed me.
Ramon Rodriguez
DR Eight Construction
Cultiva Financial provided me the cash flow and helped with payroll to grow my business. Now, big businesses are more willing to work with me because I have the capital and workforce to keep meeting their needs and projects.
Jose Chairez
Kerch Services
I would recommend Cultiva Financial to other companies because it will give you the possibility to expand your business and run it in the proper way. They are very easy to work with because they understand the business.
Billy Ward
Comal Creek Construction

It's easy to get started!

Fill out our online application

Our mobile friendly online form will help our team pre-approve you for funding and identify the best solution for your business.

Call our funding specialist

Whether you just prefer a friendly voice or need more information, our funding specialists are ready to help.


Resources to help your business thrive.

Find out about the ways you can improve your business, grow, and access the funding you need.

Get the funding your business needs to grow

Apply today to access fast and flexible business financing that can help you grow and thrive.